Gratipay is funded on Gratipay. We don't take a cut. We don't skim off the top. We don't have any venture capital or foundation money. We aren't a non-profit. We are running a business based on voluntary payments—“pay-what-you-want.”
44% of active users pay for Gratipay.
We Charge Processing Fees at Cost ¶
Gratipay itself is funded on Gratipay. We don't skim off the top, but we do charge you processing fees when you use your credit card or other payment method, but that's at cost. It all goes to the payment processor. We don't see any of that ourselves.
Our credit card processor, Braintree, charges 2.9% + 30¢ per transaction. We upcharge givers to cover this fee at cost, so that projects receive the face value of the payment. For example, we'll charge $20.91 to cover a $20 payment into Gratipay. Non-U.S. banks may assess foreign exchange and/or other fees.
Projects receive payouts via PayPal, which charges 2%. This fee is passed on to the project on payday and is capped at $1 for U.S. PayPal accounts.